Life insurance
October 12, 2008
The trudnoprodavaemym product by the insurers is a long-term life insurance :'s difficult to be persuaded that the insurer better than bank policy and interesting contribution. But that's life insurance representatives of the Swiss company World Saving System (SWS) vtanuli Russians millions of dollars. Investigating the fraud in the law enforcement agencies. How to buy insurance policy life and join the ranks of failed policy?
April 19, 2006 in the Moscow office of the insurer "Stock reserve did not feel the MIA and the Federal Insurance Supervisors (FSSN). They seized 11 boxes of documents insurer, and soon in FSSN said that the study of these materials may commence investigation. Companies seeking 100% from life insurance in Russia, has always been the strahnadzora interest. However, such attacks on the insurance market has rarity. Moreover, the "reserve stock" has never been the first lines on noise, did not "avtograjdankoy", the word does not have the qualities provide informed insurer. He became others.
According to the FSSN, to the 2005 "Stock reserve" took 399th place on noise (101.4 million rubles) . All contributions insurer collected life insurance. The annual statement of the company for 2005, the fees in the amount of 111.9 million rubles.
As the "Dengam in Rosstrahnadzore because of the number of complaints to the" reserve stock. " "There was a certain scheme, in which people were sold policies Canadian insurer Incom-Strategy Group (ISG), in the process of being bankrupt - described "Dengam in FSSN, with the policies sold by registered in Switzerland �инансово-консалтинго вой Saving company World System (SWS), which were linked to Fondovam reserve. "
In FSSN suspect that the sale scheme policies term life insurance foreign company based on the Multi-Level Marketing (MLM). In essence, zastrahovavschiesa that in the company's customers can receive certain bonuses for each insured relative or friend. Since the beginning of April in strahnadzor had complaints from customers who bought policies ISG from the SWS and the foundation reserve. " Customers would terminate contracts with the companies and the return of their money, but that they do not succeed.
Meanwhile, according to the FSSN annually each customer overdrafts at the SWS and close to firms $ 8,000-10,000 The computer customers -- sellers of life insurance policies taken out to overseas seminars. "Each of the companies participating in the scheme of selling policies, received around $ 1.5 million, -- described" Dengam "person of FSSN, engage it with the above-mentioned companies since 2005. "
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